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                                                                                                                                                                                                                                                                             证券                         中国人寿

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                                                                                                                                                                                                                                                                     证券                         华鲁恒升

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                                                                                                                                                                                                                                                                        证券                         建设银行

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保险	由于目前估值水平仍然偏低，保险行业近期股价持续走高。	我国即将采用国际通行的IFRS会计准则，和原来的差异主要集中在保费确认以及并购成本和储备金延期方面。在国际会计准则下，上市公司保费水平将会降低，而盈利能力则会得到一定的提升。	东方	中国平安 业
尿素	在政策面积极推动下，尿素行业个股在昨日市场震荡背景下表现良好。	国际尿素价格上周出现了大幅上涨，涨幅在10－25％不等。目前全球需求并未到旺季，主要原因在于供给上的减少和库存消化使供需双方的博弈态势有所变化，造成了中间商的需求有所启动。	光大	赤天化 行业
银行	银行股成为了近期市场热点，在昨日市场大幅震荡背景下行业表现强劲。	市场对资产质量带给上市银行的影响存在两个方面的偏差：1、忽视了不良贷款回收以及不良贷款核销对不良贷款余额的影响。2、2008年上市银行通过提高组合拨备的标准计提了大量准备。	中信	交通银行 业